Should I get a Cash-out Refinance or a Home Equity Loan?
Using a cash-out refinance or a home equity loan or line of
credit to get cash is a smart idea. The chart below will allow
you to compare and decide which product will best meet your
needs.
Refinance your home and take advantage of great rates!
Find A Home Equity Loan
Now
Guaranteed lowest rate. Borrow more
than your home's value.
Are you a candidate for
a "Bad Credit" loan?
Here are general guidelines you can
use as a very rough rule of thumb to determine whether you're a
candidate for a "bad credit" loan...
Help Them Say Yes To Your Application If you
are considering applying for a loan, ordering a
copy of your credit report may well be the best
place to start.
Qualifying for A
Home Loan
Learn what lenders look for and how you can help
them say yes to your loan application.
Consumers Guide to Refinancing
Should you refinance your home mortgage? That's a question
many homeowners are asking, given the lower mortgage rates
that are currently available. The answer depends on many
factors, including your tax bracket, and the length of time
you plan to stay in your home.
How Much Can You Afford
Learn the formulas commonly used by lenders
to determine how much of a mortgage you can
reasonably afford.
Mortgage Lock-Ins
Lock-ins are a way to ensure
that at settlement, what you requested from your lender is what you'll get.
Rate
Factors Many factors affect interest rates. By
looking at your complete financial picture, we can give you a
meaningful rate quote that addresses your unique situation.
Mortgage
Glossary
Don't get lost in the jargon, be a savvy shopper,
learn the lingo.
You can then request a FREE,
custom estimate of your home's value performed by a local,
licensed, and "HomeGain-Certified" REALTOR®
specializing in homes in your area.