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By combining the Internet's high-tech ability with a personal approach to service, E-LOAN offers you a more pleasant loan experience. Search Rates Apply Now

1. Apply
Our online application tailors the questions to only ask the ones needed for your loan. Once you submit your application you will receive a call from your personal Loan Consultant. Apply Online Now

2. E-LOAN completes underwriting
Once your Loan Consultant has received your title and appraisal information as well as any additional information that you may have provided, you can relax while E-LOAN completes the final details. Appraisal is usually received electronically, but a full appraisal may be required if an automated appraisal cannot be done. E-LOAN will prepare your loan documents and contact a mobile notary to arrange a convenient signing appointment.

3. Sign loan documents
A mobile notary will come to a location that is convenient for you and assist you in signing. Once you have completed signing, the notary will have the documents delivered back to our office. The following states require an attorney, so documents may have to be signed at the attorney's office: CT, GA, KY, MA, RI, and VT.

4. E-LOAN disburses funds
After you have signed the loan documents, your work is finished. Your Loan Consultant will confirm the loan documents and arrange for E-LOAN to disburse your money according to your instructions within 5-6* days of signing. Your account and payment information will be delivered to you within 30 days from E-LOAN or a third party lender who will be servicing the loan.

* After the 3 day rescission period, E-LOAN will disburse your funds on day 4. Your funds will then arrive on day 5 or 6.

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